Now with AI-powered financial advisor

Manage loans &
your finances
in one place.

Lavalite Financial brings professional loan management and personal finance tracking together — with smart budgets, savings goals, and an AI advisor built in.

Start for free Sign in to dashboard
lavalite.app/finance/dashboard
Income
R8,000
Total received
Expenses
R2,600
Total spent
Net Flow
R5,400
After savings
Savings Rate
67.5%
Goals + unspent
Budget Overview
Food & Nec.
53%
Rent & Util.
80%
Transport
32%
Savings Goals
New Phone 37%
Emergency Fund 62%
Holiday Trip 18%
R2M+
Loans tracked
500+
Active users
98%
Repayment visibility
AI
Powered advisor

Built for clarity,
not complexity.

Every tool you need to manage loans, track personal finances, and make informed decisions — in one clean dashboard.

Personal Finance
Income, expenses, budgets, and savings goals — all connected to give you a complete financial picture.
AI Advisor
Get personalised financial insights and recommendations powered by AI, tailored to your actual data.
Smart Budgets
Set monthly budgets per category and see real-time progress. Get alerted before you overspend.
Savings Goals
Create goals, track contributions, and watch progress build — contributions automatically reduce your net flow.
Reports & Analytics
Monthly and annual reports with trends, breakdowns, and export options for full financial oversight.

Know exactly where
every rand stands.

Track borrowers, outstanding balances, repayment schedules, and overdue accounts in real time.

Borrower profiles

Full history of every borrower's loans and payment behaviour.

Payment tracking

Record payments and automatically update outstanding balances.

Overdue alerts

Automated notifications for upcoming and overdue repayments.

John Mokoena On track

Outstanding

R12,400

Next due

15 Mar

Rate

12%

Thandi Khumalo 2 days overdue

Outstanding

R5,800

Overdue

R650

Rate

15%

Recent Payments 3 today
S. Dlamini +R1,200
P. Nkosi +R800

Your full financial
picture, always.

Income tracking, expense categories, smart budgets, and savings goals that deduct directly from your net flow.

Income tracking

Multiple sources, monthly trends

Expense categories

Custom categories with icons

Recurring expenses

Auto-process subscriptions

Bills tracker

Upcoming due dates & reminders

February 2026 67.5% saved

Income

R8,000

Spent

R2,600

Net

R5,400

Budget Tracking

Food & Necessities
53%
Rent & Utilities
80%
Transport
32%

AI Insight

Your savings rate is excellent this month!

Trusted by those who
take money seriously.

"Finally a system that shows me exactly how much is left after I've paid everything and put money into savings. No more guessing."

SM

Sipho Mthembu

Small business owner

"The loan management side is incredibly well thought out. I can see every borrower's status at a glance. The AI advisor is a bonus."

NK

Nomsa Khumalo

Financial advisor

"Savings goals that actually deduct from your net flow — this is how it should work. Clean design, no noise. Exactly what I needed."

LD

Lebo Dlamini

Accountant

Ready to take control
of your finances?

Join and get full access to loan management, personal finance, and AI-powered insights — free to get started.